About Us Treating Customers Fairly
Treating Customers Fairly
At Vartan Ravenscroft we are committed to offering our customers the highest possible standards of service. In so doing we are pleased to support the Financial Conduct Authority’s initiative ‘Treating Customers Fairly’. We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspects of our dealings with you.
Our commitment to you
- Provide you with clear information about the products and service we offer, including fees and charges.
- Ascertain your individual needs, preferences and circumstances before making a recommendation.
- Only recommend a product that we consider suitable for you and that you can afford; and always the most suitable from the available options.
- Encourage you to ask if there’s something you don’t understand.
- Give you access to a formal complaints procedure should you become unhappy with our service.
How you can help us
To help us give you the most appropriate advice, we will ask you to:
- Tell us as much as possible about your income and outgoings, to enable us to properly assess how much you can afford.
- Let us know if there is any aspect of our service, or of a product we have discussed or recommended that you don’t understand.
Vartan Ravenscroft is a company authorised and regulated by the Financial Conduct Authority and we are acutely aware of the need to safeguard clients’ financial interests. First, your assets are carefully segregated and ring-fenced from the assets of the firm. Secondly, we carry substantial insurance that provides cover for loss through events such as theft, fire, fraud or negligence. Finally, as a client of an authorised firm, your investments are protected by the Financial Services Compensation Scheme (visit www.fscs.org.uk for details). The coverage Pershing has now secured through Lloyd’s of London will protect FSCS eligible client assets up to an overall aggregate level for the firm of $1 billion, with a limit of $1.9 million per account, against specified events causing loss.
The value of investments and the income derived from them may go down as well as up and you may not receive back all the money which you invested. Any information relating to past performance of an investment or investment service is not necessarily a guide to future performance.
Fluctuations in the rate of exchange may have an adverse effect on the value, price or income of non-sterling denominated investments.